Before you apply for a secured loan in Singapore


Requirements & Documentation
  • You have to be at least 21 years of age
  • Identity card
  • Bank or CPF or Income Tax statement
  • Pay slips for the last 3 months
  • Deposit a security in any form i.e. stocks and shares
Interest Rates and Fees
  • Maximum 4% per month for a secured loan by CreditXtra Singapore
  • Maximum upfront administrative fees of 10%
  • Applicable late fee is payable for delayed repayment, up to maximum of $60 per month