Greater Financial Strength
Designed for SMEs who have minimal fluctuations in their monthly sales and cash. A larger loan is available as compared to other products.
Flexible Payment Scheme
We provide flexible terms from as short as 2 weeks to 12 months so that your business is not placed under any financial burden.
Quick & Easy Applications
We understand the urgent nature of your needs, Credit Xtra aims to assist you with a fast and uncomplicated application process.
Before you apply
Requirements & Documentation
- You have to be at least 21 years of age
- All owners’ Identity Cards (IDs)
- Bank or CPF or Income Tax statement
- Minimum 2 years in operation
- Financial statements
Interest Rate & Fees
- Maximum 4% per month
- Maximum upfront administrative fees of 10%
- Applicable late fee is payable for delayed repayment, up to maximum of $60 per month